We believe that travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. Our insurance covers you for scuba diving to a max depth of 40 metres if certified to this level and any scuba equipment that you may choose to take with you. You have up to 14 days to ensure that the full policy wording meets your needs or return the policy for refund (assuming you have not travelled or made a claim during this period)

Should you decide not to purchase our insurance, you must provide us with details of your alternative insurance with your final payment.

You can arrange Single trip or Annual Travel/Diving insurance including diving and standard winter sports cover at the rates shown in the PRICE CHARTS below.

Before booking you must agree accept the important declaration (see statement below prices/synopsis)

Geographical Location - There are 3 geographical locations applicable to our policies.

Europe, which includes Egypt, Worldwide excluding North America and Worldwide including North America.

EUROPE - Includes EGYPTIAN RED SEA HOLIDAYS

Single trip Europe and the Egyptian Red Sea

Length Of Stay (days)

6-10

11-17

18-24

25-31

Premium

£25

£30

£34

£38

Europe - covers all European countries (including the UK), Russia west of the Ural Mountains,

Family cover to the Red Sea for up to 2 adults and up to 4 children for 10 days for only 49.99 UK Pounds

Worldwide excluding North America - all destinations with the exception of Canada, the

Annual Multi trip with Diving and Winter Sports cover FROM ONLY 41.22 UK POUNDS

ATTENTION ALL DIVERS RESIDENT IN THE UK (or Republic of Ireland)

ANNUAL MULTI TRIP COVER

Annual
Europe and Egyptian Red Sea

Inc up to 17 days standard winter sports cover

Per Person
Couple
Family (max 4 children)

Premium

£41.22
£82.45
£82.45

Under Annual multi trip policies you are automatically covered for the winter sports

COVER FOR ALL DESTINATIONS - ANNUAL MULTI TRIP COVER WORLDWIDE

Annual
Worldwide inc North America

Inc up to 17 days standard winter sports cover

Per Person
Couple

Family

Premium

£62.05
£117.85
£124.10

Worldwide = all destinations.

Activities

The table below lists all the activities that we can cover. A number of activities are covered in the standard policy

There are Conditions which apply to the activities, please see at the end of the table for more information.

Table of Sporting Activities
Activity	Guidance	Specific conditions	Additional premium required	Category
Abseiling	Not associated with mountaineering	a,b,c	Yes	Group B
Aerobics			No	Insured
Archery		a,b	No	Insured
Athletics track events		b	No	Insured
Badminton			No	Insured
Baseball		a,b	No	Insured
Basketball			No	Insured
Battle re-enactment		b	No	Insured
Beach games			No	Insured
Black water rafting		a,b	Yes	Group B
Body boarding			No	Insured
Bowls			No	Insured
Bridge/gorge swinging		b,c	Yes	Group B
Bungee jumping		b,c	No	Insured
Camel riding		a,b	No	Insured
Canoeing	White water up to grade 3	a,b,c	No	Insured
Canyoning		a,b	Yes	Additional
Cave tubing		a,b	Yes	Group B
Caving		a	Yes	Additional
Clay pigeon shooting		b	No	Insured
Cross country skiing	On locally recognised tracks	c	Yes	Winter
Curling		b,c	No	Insured
Cycle touring		b	Yes	Group A
Cycling	Excluding BMX and mountain biking	b	No	Insured
Day trekking up to 4,000m	Non alpine/involving ropes	a	Yes	Group A
Deep sea fishing		a,b	No	Insured
Dinghy sailing		a,b	No	Insured
Dog sledding/sledging		a,b	Yes	Group A
Dry slope skiing		c	Yes	Winter
Elephant riding		a,b	No	Insured
Falconry		a	No	Insured
Fell walking			No	Insured
Fishing			No	Insured
Flying light aircraft	As passenger only	a,b	No	Insured
Free diving		c	Yes	Additional
Gliding		a,b	Yes	Group B
Go karting		c	No	Insured
Golf		c	No	Insured
Gym fitness training		c	No	Insured
Hand ball		c	No	Insured
Heli skiing		a,b	Yes	Additional
Helicopter ride	As passenger only	a,b	No	Insured
Hiking	Up to 2,000m in moderate terrain		No	Insured
Hill walking and rambling			No	Insured
Horse drawn sleigh	As passenger only	a,b	No	Insured
Horse riding	Excluding jumping, polo, safari or ranching	a,b	No	Insured
Hot air ballooning	As passenger only	a,b	No	Insured
Ice skating	Rink only	c	No	Insured
Ice skating		c	Yes	Group B
Indoor climbing		a,b,c	Yes	Group A
Jet skiing		a,b	Yes	Group B
Jogging			No	Insured
Kayaking	White water up to grade 3	a,b,c	No	Insured
Kayaking	White water grade 4	a,b,c	Yes	Group B
Kite surfing	Over water	a,b	Yes	Additional
Mono-skiing on-piste		c	Yes	Winter
Mountain biking	Challenging terrain		Yes	Group B
Mountain biking	Moderate terrain		Yes	Group A
Netball		c	No	Insured
Orienteering	Up to moderate terrain	b	No	Insured
Ostrich riding		a,b	Yes	Group A
Paintball		a,b,c	No	Insured
Parachuting		a,b	Yes	Additional
Paragliding		a,b	Yes	Additional
Parasailing	Only on inland waters or coastal waters within a 6 miles limit from land	a,b	No	Insured
Pony trekking		a,b	No	Insured
Power kiting		a,b	Yes	Additional
Quad biking up to 250cc			Yes	Group A
Rafting	Up to white water grade 4	a,b,c	Yes	Group A
Rafting	Up to white water grade 5	a,b,c	Yes	Additional
Rafting	Up to white water grade 3	a,b,c	No	Insured
Rambling			No	Insured
Rifle and air pistol shooting		a,b,c	No	Insured
Roller blading			No	Insured
Rounders			No	Insured
Safari	Including Gorilla trekking	a,b	No	Insured
Safari riding		a,b	Yes	Group B
Sand boarding			Yes	Group A
Scuba diving to 40 metres	Qualified or with a qualified instructor	a	No additional premium	Insured
Sea canoeing	Only on coastal waters within a 12 miles limit from land	a,b,c	No	Insured
Sea kayaking	Only on coastal waters within a 12 miles limit from land	a,b,c	No	Insured
Shark diving		a,b	Yes	Group A
Skateboarding			No	Insured
Skating			No	Insured
Ski dooing		b	Yes	Winter
Skiing off-piste		a	Yes	Winter
Skiing on-piste	Including telemark skiing	c	Yes	Winter
Sleigh rides	As passenger only	a,b	No	Insured
Snorkelling			No	Insured
Snowblading		c	Yes	Winter
Snowboarding off-piste		a	Yes	Winter
Snowboarding on-piste		c	Yes	Winter
Squash		c	No	Insured
Surfing			No	Insured
Swimming	Only in a pool or inland waters or coastal waters within a 6 miles limit from land		No	Insured
Table tennis		c	No	Insured
Tennis		c	No	Insured
Tobogganing		c	Yes	Winter
Tree top canopy walking		b,c	No	Insured
Trekking up to 2,000mtrs	In moderate terrain		No	Insured
Trekking up to 4,000mtrs	Where ropes are not required	b	Yes	Additional
Trekking up to 7,000mtrs	Where ropes are not required	a,b	Yes	Additional
Via Ferreta		a,b	Yes	Group A
Volleyball		c	No	Insured
Wake boarding			No	Insured
War games		a,b	No	Insured
Water polo		c	No	Insured
Water skiing	Only on inland waters or coastal waters within a 6 miles limit from land		No	Insured
Windsurfing	Only on inland waters or coastal waters within a 6 miles limit from land		No	Insured
Yachting, boating, sailing and rowing	Only on inland waters or coastal waters within a 12 miles limit from land	a,b	No	Insured
Zorbing		c	No	Insured

Conditions

These apply to all activities
1. The activities must be carried out in a safe and responsible way.
2. You must not act irresponsibly or put yourself in needless danger.
3. You must take notice of and follow all local safety warnings and guidelines.
4. You must participate in safe areas and/or areas covered by rescue facilities.
5. You must wear the usual protective clothing and observe the normal safety procedures of the activity.
6. You must adhere to the following conditions as annotated in the activities listed above.

Specific conditions

a) You are accompanied by, or have access to, an experienced and/or suitably qualified instructor or guide;
b) You are properly supervised, taking part in an organised event or activity arranged by a recognised provider;
c) You use natural or purpose built facilities approved by the activity's local or national regulatory authorities.

Buying insurance from this website implies that you have read and agree to the following statement/conditions

An insurance policy can only provide cover in respect of an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed otherwise you may not be covered. In particular, you must be able to make the following declaration (The legal guardian must make the declaration for anyone under the age of 18 years old):

1 I have not received treatment, including regular medication, within the last 12 months for any condition, nor at any time for any heart related or cancerous condition;

2 I have not been seen by a specialist nor been admitted to a hospital overnight in the last 12 months (other than for regular check ups);

3 I have not been diagnosed by a registered general practitioner as having a terminal condition;

4 I am not waiting for, nor have the knowledge of, the need for an operation, hospital consultation nor any other treatment (including regular medication) nor investigations including the results of a routine test;

5 I do not have any pre-existing and on-going medical condition (s) that could reasonably be anticipated to give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);

6 I am not aware of anybody for whom I would be covered for cancellation and curtailment, such as immediate family or travelling companions, suffering from any pre-existing medical condition (s) that may cause me to cancel or cut short my journey;

7 I do not know of circumstances that could be reasonably expected to give rise to a claim under this policy.

If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585.

A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim

The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority.

Single trip policy Schedule of cover
Section	Sum insured per person			Excess per person
A Cancellation Curtailment	Up to £5,000 Up to £5,000			£50 £50
B Emergency medical repatriation and associated expenses abroad Hospital benefit	Up to £2,000,000 £20 for each 24 hour period to a maximum of £500			£50 Nil
C Emergency assistance in the UK	Up to £2,000			£50
D Personal accident	Up to £25,000 (age limits apply)			Nil
E Delayed departure Abandonment Travel delay Missed departure Missed connection	Up to £5,000 £20 first 12 hours and £10 each subsequent 12 hours to maximum of £100 Up to £1,000 Up to £1,000			£50 Nil £50 £50
F Personal possessions Single item limit Valuables limit Delay baggage (after 12 hours) Travel documents	Up to £2,500 £400 £500 Up to £100 Up to £500			£50 Nil £50
G Personal money	Up to £250			£50
H Hijack	£50 for each 24 hour period to a maximum of £500			Nil
I Mugging	£50 for each 24 hour period to a maximum of £500			Nil
J Personal liability	Up to £2,000,000			£250
K Legal expenses	Up to £25,000			Nil
L Scuba diving Section A & B extended
Scuba equipment Single item limit Scuba equipment hire Hired scuba equipment		Up to £750 £250 Up to £250 Up to £250	£50 Nil £50

Scuba Diving Travel Insurance for Red Sea and Worldwide

SCUBA DIVING - TRAVEL INSURANCE FOR DIVING HOLIDAYS

TRAVEL INSURANCE WITH DIVING COVER from ONLY 25 UK POUNDS

Cover to the Depth of your Diving Certification Level to max 40 Mts

Should you decide not to purchase our insurance, you must provide us with details of your alternative insurance with your final payment.

Before booking you must agree accept the important declaration (see statement below prices/synopsis)

Annual Multi trip with Diving and Winter Sports cover FROM ONLY 41.22 UK POUNDS

ATTENTION ALL DIVERS RESIDENT IN THE UK (or Republic of Ireland)

Activities

Conditions

Specific conditions

Single Trip and Annual Cover can be arranged instantly

To arrange cover on line now Please click HERE

RED SEA DIVERS LTD, 4 BEECHGROVE RISE, CUPAR, UK, KY15 5DT