New CHEAPER and BETTER Travel Insurance for 2008 season
From 25 POUNDS
Please Note :- ANYONE CAN BUY THIS INSURANCE
NOT JUST RED SEA DIVERS GUESTS
Travel insurance with diving cover to a max Depth of 40 mts For Only 25 Pounds
We believe that travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. Our insurance covers you for scuba diving to a max depth of 40 metres if certified to this level and any scuba equipment that you may choose to take with you. You have up to 14 days to ensure that the full policy wording meets your needs or return the policy for refund (assuming you have not travelled or made a claim during this period)
To arrange cover on line now Please click HERE
You can arrange Single trip or Annual Travel/Diving insurance including diving and standard winter sports cover at the rates shown in the GUIDE PRICE CHARTS below.
To arrange cover on line now Please click HERE
Geographical Location - There are 3 geographical locations applicable to our policies.
Europe, which includes Egypt, Worldwide excluding North America and Worldwide including North America.
PRICE CHARTS
EUROPE - Includes EGYPTIAN RED SEA HOLIDAYS
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Single trip Europe and the Egyptian Red Sea
|
Length Of Stay (days)
6-10
11-17
18-24
25-31
|
Premium
£25
£30
£34
£38
|
Europe
- covers all European countries (including the UK), Russia west of the Ural Mountains,Islands in the Mediterranean, the Azores, the Canary Islands, Madeira, Iceland, Turkey,
Israel, Egypt, Tunisia and Morocco.
Family
cover to the Red Sea for up to 2 adults and up to 4 children for 10 days for
only 49.99
UK Pounds
Worldwide excluding North America
Caribbean Islands and the United States of America.
Cover for Worldwide excluding North America
|
Single trip Worldwide but excluding North America
|
Length Of Stay (days)
6-10
11-17
18-24
25-31
|
Premium
£43
£53
£60
£65
|
To arrange cover on line now Please click HERE
ANNUAL MULTI TRIP COVER
|
Annual
Europe and Egyptian Red Sea |
Per Person |
Premium
£41.22 |
Under Annual multi trip policies you are automatically covered for the
winter sportsactivities listed on policy, provided you do not take part in these activities for more
than 17 days in total during the period of insurance (unless a written endorsement
has been issued by us and you have paid any additional premium required).
For Single trip and backpacker policies this section is not valid and no other cover
under this policy is offered for those activities listed below unless a written endorsement
has been issued by us and you have paid any additional premium required.
COVER FOR ALL
DESTINATIONS - ANNUAL MULTI TRIP COVER WORLDWIDE
|
Annual
Worldwide inc North America |
Per Person
Couple
Family
|
Premium
£62.05
£117.85 £124.10 |
|
These insurances are available at these prices to persons, under 66 years old, who have resided in the UK, Channel Islands, Isle of Man or Republic of Ireland for a continuous period of 12 months prior to the purchase of this insurance and who are registered with a UK, Channel Islands, Isle of Man or Republic of Ireland address. Single trip cover loadings/discounts for children and seniors? Quotes/Booking on line - Click Here |
Synopsis of cover
|
Single trip policy Schedule of cover |
|
|
||
|
Section |
Sum insured per person |
Excess per person |
||
|
A Cancellation Curtailment |
Up to £5,000 Up to £5,000 |
£50 £50 |
||
|
B Emergency medical repatriation and associated expenses abroad Hospital benefit |
Up to £2,000,000 £20 for each 24 hour period to a maximum of £500 |
£50 Nil |
||
|
C Emergency assistance in the UK |
Up to £2,000 |
£50 |
||
|
D Personal accident |
Up to £25,000 (age limits apply) |
Nil |
||
|
E Delayed departure Abandonment Travel delay Missed departure Missed connection |
Up to £5,000 £20 first 12 hours and £10 each subsequent 12 hours to maximum of £100 Up to £1,000 Up to £1,000 |
£50 Nil £50 £50 |
||
|
F Personal possessions Single item limit Valuables limit Delay baggage (after 12 hours) Travel documents |
Up to £2,500 £400 £500 Up to £100 Up to £500 |
£50
Nil £50 |
||
|
G Personal money |
Up to £250 |
£50 |
||
|
H Hijack |
£50 for each 24 hour period to a maximum of £500 |
Nil |
||
|
I Mugging |
£50 for each 24 hour period to a maximum of £500 |
Nil |
||
|
J Personal liability |
Up to £2,000,000 |
£250 |
||
|
K Legal expenses |
Up to £25,000 |
Nil |
||
|
L Scuba diving Section A & B extended |
||||
|
Scuba equipment Single item limit Scuba equipment hire Hired scuba equipment |
Up to £750 £250 Up to £250 Up to £250 |
£50 Nil £50 |
||
The table below lists all the activities that we can cover. A number of activities are covered in the standard policy
There are Conditions which apply to the activities, please see at the end of the table for more information.
| Activity | Guidance | Specific conditions | Additional premium required | Category |
|---|---|---|---|---|
| Abseiling | Not associated with mountaineering | a,b,c | Yes | Group B |
| Aerobics | No | Insured | ||
| Archery | a,b | No | Insured | |
| Athletics track events | b | No | Insured | |
| Badminton | No | Insured | ||
| Baseball | a,b | No | Insured | |
| Basketball | No | Insured | ||
| Battle re-enactment | b | No | Insured | |
| Beach games | No | Insured | ||
| Black water rafting | a,b | Yes | Group B | |
| Body boarding | No | Insured | ||
| Bowls | No | Insured | ||
| Bridge/gorge swinging | b,c | Yes | Group B | |
| Bungee jumping | b,c | No | Insured | |
| Camel riding | a,b | No | Insured | |
| Canoeing | White water up to grade 3 | a,b,c | No | Insured |
| Canyoning | a,b | Yes | Additional | |
| Cave tubing | a,b | Yes | Group B | |
| Caving | a | Yes | Additional | |
| Clay pigeon shooting | b | No | Insured | |
| Cross country skiing | On locally recognised tracks | c | Yes | Winter |
| Curling | b,c | No | Insured | |
| Cycle touring | b | Yes | Group A | |
| Cycling | Excluding BMX and mountain biking | b | No | Insured |
| Day trekking up to 4,000m | Non alpine/involving ropes | a | Yes | Group A |
| Deep sea fishing | a,b | No | Insured | |
| Dinghy sailing | a,b | No | Insured | |
| Dog sledding/sledging | a,b | Yes | Group A | |
| Dry slope skiing | c | Yes | Winter | |
| Elephant riding | a,b | No | Insured | |
| Falconry | a | No | Insured | |
| Fell walking | No | Insured | ||
| Fishing | No | Insured | ||
| Flying light aircraft | As passenger only | a,b | No | Insured |
| Free diving | c | Yes | Additional | |
| Gliding | a,b | Yes | Group B | |
| Go karting | c | No | Insured | |
| Golf | c | No | Insured | |
| Gym fitness training | c | No | Insured | |
| Hand ball | c | No | Insured | |
| Heli skiing | a,b | Yes | Additional | |
| Helicopter ride | As passenger only | a,b | No | Insured |
| Hiking | Up to 2,000m in moderate terrain | No | Insured | |
| Hill walking and rambling | No | Insured | ||
| Horse drawn sleigh | As passenger only | a,b | No | Insured |
| Horse riding | Excluding jumping, polo, safari or ranching | a,b | No | Insured |
| Hot air ballooning | As passenger only | a,b | No | Insured |
| Ice skating | Rink only | c | No | Insured |
| Ice skating | c | Yes | Group B | |
| Indoor climbing | a,b,c | Yes | Group A | |
| Jet skiing | a,b | Yes | Group B | |
| Jogging | No | Insured | ||
| Kayaking | White water up to grade 3 | a,b,c | No | Insured |
| Kayaking | White water grade 4 | a,b,c | Yes | Group B |
| Kite surfing | Over water | a,b | Yes | Additional |
| Mono-skiing on-piste | c | Yes | Winter | |
| Mountain biking | Challenging terrain | Yes | Group B | |
| Mountain biking | Moderate terrain | Yes | Group A | |
| Netball | c | No | Insured | |
| Orienteering | Up to moderate terrain | b | No | Insured |
| Ostrich riding | a,b | Yes | Group A | |
| Paintball | a,b,c | No | Insured | |
| Parachuting | a,b | Yes | Additional | |
| Paragliding | a,b | Yes | Additional | |
| Parasailing | Only on inland waters or coastal waters within a 6 miles limit from land | a,b | No | Insured |
| Pony trekking | a,b | No | Insured | |
| Power kiting | a,b | Yes | Additional | |
| Quad biking up to 250cc | Yes | Group A | ||
| Rafting | Up to white water grade 4 | a,b,c | Yes | Group A |
| Rafting | Up to white water grade 5 | a,b,c | Yes | Additional |
| Rafting | Up to white water grade 3 | a,b,c | No | Insured |
| Rambling | No | Insured | ||
| Rifle and air pistol shooting | a,b,c | No | Insured | |
| Roller blading | No | Insured | ||
| Rounders | No | Insured | ||
| Safari | Including Gorilla trekking | a,b | No | Insured |
| Safari riding | a,b | Yes | Group B | |
| Sand boarding | Yes | Group A | ||
| Scuba diving to 40 metres | Qualified or with a qualified instructor | a | No additional premium | Insured |
| Sea canoeing | Only on coastal waters within a 12 miles limit from land | a,b,c | No | Insured |
| Sea kayaking | Only on coastal waters within a 12 miles limit from land | a,b,c | No | Insured |
| Shark diving | a,b | Yes | Group A | |
| Skateboarding | No | Insured | ||
| Skating | No | Insured | ||
| Ski dooing | b | Yes | Winter | |
| Skiing off-piste | a | Yes | Winter | |
| Skiing on-piste | Including telemark skiing | c | Yes | Winter |
| Sleigh rides | As passenger only | a,b | No | Insured |
| Snorkelling | No | Insured | ||
| Snowblading | c | Yes | Winter | |
| Snowboarding off-piste | a | Yes | Winter | |
| Snowboarding on-piste | c | Yes | Winter | |
| Squash | c | No | Insured | |
| Surfing | No | Insured | ||
| Swimming | Only in a pool or inland waters or coastal waters within a 6 miles limit from land | No | Insured | |
| Table tennis | c | No | Insured | |
| Tennis | c | No | Insured | |
| Tobogganing | c | Yes | Winter | |
| Tree top canopy walking | b,c | No | Insured | |
| Trekking up to 2,000mtrs | In moderate terrain | No | Insured | |
| Trekking up to 4,000mtrs | Where ropes are not required | b | Yes | Additional |
| Trekking up to 7,000mtrs | Where ropes are not required | a,b | Yes | Additional |
| Via Ferreta | a,b | Yes | Group A | |
| Volleyball | c | No | Insured | |
| Wake boarding | No | Insured | ||
| War games | a,b | No | Insured | |
| Water polo | c | No | Insured | |
| Water skiing | Only on inland waters or coastal waters within a 6 miles limit from land | No | Insured | |
| Windsurfing | Only on inland waters or coastal waters within a 6 miles limit from land | No | Insured | |
| Yachting, boating, sailing and rowing | Only on inland waters or coastal waters within a 12 miles limit from land | a,b | No | Insured |
| Zorbing | c | No | Insured |
To arrange cover or for More Details on line Please click HERE
Please Note this important condition before booking your travel insurance
Important declaration
Buying insurance from this website implies that you have read and agree to the following statement/conditions
An insurance policy can only provide cover in respect of an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed otherwise you may not be covered. In particular, you must be able to make the following declaration (The legal guardian must make the declaration for anyone under the age of 18 years old):
1 I have not received treatment, including regular medication, within the last 12 months for any condition, nor at any time for any heart related or cancerous condition;
2 I have not been seen by a specialist nor been admitted to a hospital overnight in the last 12 months (other than for regular check ups);
3 I have not been diagnosed by a registered general practitioner as having a terminal condition;
4 I am not waiting for, nor have the knowledge of, the need for an operation, hospital consultation nor any other treatment (including regular medication) nor investigations including the results of a routine test;
5 I do not have any pre-existing and on-going medical condition (s) that could reasonably be anticipated to give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);
6 I am not aware of anybody for whom I would be covered for cancellation and curtailment, such as immediate family or travelling companions, suffering from any pre-existing medical condition (s) that may cause me to cancel or cut short my journey;
7 I do not know of circumstances that could be reasonably expected to give rise to a claim under this policy.
If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585.
A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim
Failure to comply with the terms & conditions of the policy may result in cover being restricted.
The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority.
Click Here to book insurance now
Booking Hotline - Telephone 01752 504181 from inside UK
or ++44 1752 504181 from outside the UK
Ready to book or pay by telephone, post or on-line then call me
or contact me by email - see below
Click Here - for full contact information or to Email Red Sea Divers
Alternatively call me during office hours 01752 504181
see our Frames site at http://www.redseadivers.com